Comments on: Why Most Personal Finance Blogs Are B.S.

By: Ryan

Ryan — Wed, 10 Oct 2018 00:26:28 +0000

Man I couldn’t disagree more on 90% of it.
Another Suze Orman like.

By: Elle @Girlfriend's, Budget!

Elle @Girlfriend's, Budget! — Wed, 07 Jun 2017 13:26:22 +0000

I both agree and disagree with some points in this post. I whole-heatedly believe in having a safety net you’re comfortable with… then investing anything over that amount. Great perspective though. We’re all here to learn from one another!

By: Diane

Diane — Wed, 31 May 2017 05:59:46 +0000

Fantastic and real information! I’ve found I tend to take a bit of advice from several sources and then adjust it to my own situation and risk factor. There’s a lot out there that speak from theory and not from actual successful experience.

By: Eric Bowlin

Eric Bowlin — Sun, 20 Mar 2016 00:58:26 +0000

Just to be contrarian:

$1 mil of cash is worth about $4 mil in investment property due to leverage. Earning even a paltry 10% (very very low for real estate in my experience), that’s going to be a $400,000/year paycheck.

Hire a full-time property manager and then book your ticket to the Bahamas?

By: Paul Andrew @TheFrugalGrad

Paul Andrew @TheFrugalGrad — Tue, 09 Sep 2014 17:29:00 +0000

First off, I would be very interested in learning how the author made his millions. But I do agree that too much emphasis is often put on a large emergency fund in cash. It makes sense to invest some of this money in low-risk investments to at least gain some type of return. Keeping a stash for 10 year in a bank account can be missing out on some major gains. Great article and great perspective on the issues!

By: J. Money

J. Money — Sat, 06 Sep 2014 19:23:43 +0000

In reply to Rob @Money Nomad.

Glad you enjoyed, my man! Thanks for stopping by and commenting – even if it’s an oldie but goodie :) Going now to check out your blog… I’m liking the name.

By: Rob @Money Nomad

Rob @Money Nomad — Tue, 02 Sep 2014 00:06:18 +0000

This is an old article, but definitely still relevant – I’m glad I came upon it! I certainly believe that a balance is necessary, as risking everything is more likely to end in disaster. I also agree that all personal finance blogs are sexy. :) I think it’s great that you share differing opinions on your blog – that makes for more interesting reads indeed.

By: J. Money

J. Money — Wed, 14 May 2014 21:06:01 +0000

In reply to Clint. Preach on, brotha!

By: Clint

Clint — Wed, 14 May 2014 13:36:42 +0000

This article is o.k…but and a huge BUT here, it fails to mention one thing. RISK. If I am sitting in a paid for 100,000 dollar house with a modest 3 month emergency fund of 10k and my neighbor has 80k in debt on his 100,000 dollar house with little to no emergency fund who has more risk? It won’t matter that he has 200k in investments if he is laid off or the market turns south. I’ll take my paid for house and invest as much as I can without endangering my Family’s well being. My wife also feels safer. Happy wife, happy life.

By: J. Money

J. Money — Tue, 12 Feb 2013 17:57:12 +0000

I agree with ya, bud. Gotta get those fundamentals down if you really want to grow that nest egg later!