Comments on: What I’m NOT Saving Up For

By: J. Money

J. Money — Fri, 22 Oct 2010 16:55:53 +0000

mmm that would be nice :) too bad that would cost a million dollars here in DC! haha…

By: GI Jane

GI Jane — Thu, 21 Oct 2010 05:53:24 +0000

I am saving for a new house, car and vacation. I need to add a line item for clothes. I definitely spend over $100. I think have to battle my spendthrift ways. I always have to balance between excess and deprivation. Everything in moderation.

I don’t have a desire for a new car and house. But I know in the future, I will. I do not need two or three floors either. I love a one-floor ranch and some acreage.

By: J. Money

J. Money — Wed, 20 Oct 2010 03:13:23 +0000

@Kevin @ Thousandaire.com – Haha… I love that feeling at Best Buy too!
@Melissa – “svelte” – haven’t heard that word in a while :)
@Slackerjo – YES!! LOVE IT! I actually don’t enjoy Christmas as much either because of all the presents going around… I Have everything I need! Although I do like “make your own present” Christmases when we have those. Like your donation idea too :)
@MoneyMan @ FinancialOdyssey – Cars do suck your money over time and depreciate. But then again most of us need one!
@Michele – Haha yes – babies are pretty bad for the wallet ;) It’s a good thing we all love them so much! Or at least love that we, ourselves, were once born a baby! Haha…
@LB – “I just want to go to college, be healthy, and enjoy my life every day.” Awwww, that is wonderful :) Thanks so much for sharing.
@Lisa Morosky – It’s nice to think differently sometimes :)
@brooklyn money – Yeah, having no goals can blow. I’ve been there many a times and def. not as exciting, even though I’d take that over spending w/ no goals!
@Yana – WHAT?!! No microwave? Are you from the 1800s? haha… I bet your body is healthier because of it :)
@JoeTaxpayer – You’re 48 eh? Wouldn’t have guessed. So young at heart! :) ANd uh..ofcourse, in age too.
@Donny Gamble – Haha, I like the way you think too sir.

By: Khaleef @ KNS Financial

Khaleef @ KNS Financial — Tue, 19 Oct 2010 23:40:03 +0000

House, new car, not really saving up for much of anything accept an emergency and a new wardrobe (heavily discounted) once I hit my target weight!

@ Donny, I like the way you think!

By: Donny Gamble

Donny Gamble — Tue, 19 Oct 2010 01:20:01 +0000

I am not saving up for anything that is not going to make me more money.

By: Molly On Money

Molly On Money — Tue, 19 Oct 2010 00:44:16 +0000

I’m becoming a curmudgeon! Just let me stay in my double-wide a figure out a way to live without a car!

By: JoeTaxpayer

JoeTaxpayer — Mon, 18 Oct 2010 23:26:31 +0000

I’m not saving up for those things either.
Right now, it’s saving for retirement.
I am 48, and need the market to return 6-3/4%/yr for the next 7 years and we will have achieved our “number.” This is the same timing that our daughter will head off to college, and the mortgage will be paid off. Given the last decade, there’s likely to be some reversion to the mean, but I’m not counting on and don’t expect the 10% average the long term has shown.

By: Yana

Yana — Mon, 18 Oct 2010 20:56:57 +0000

This is a great post. It’s fun to think about what I don’t spend money on :) We don’t need money for DVRs or anything made by Apple Computer. We have an old TV and will only buy a modern one when we are forced, by the current one ceasing to work. We have basic cable and don’t want digital or the box required for that. We don’t rent or buy movies and have gone to a movie theatre around 3 times since 1996 – and that’s because we won tickets. I’m glad I happened to be online when Sicko was available to watch for free, because that is one movie we would have paid to see if we had to. I’d personally prefer to meditate than watch most movies, even if they were free. And I don’t really meditate – I just have a hard time staying awake in front of a boring movie, which to me most of them are. I do like electronics very much, such as computers, cell phones – Android for our most modern one, and I got a Kindle that I really like. I secretly (lol) prefer non-iPhone clones for cell phones, but it seems everyone has one and cool things can be done with them, like scanning check deposits to your bank. I’m waiting for that ability on mine. With PagePlus Cellular, one doesn’t have to go broke on cell phone plans, but you’d better have WiFi on the phone to make it work.

We’ve never owned a microwave oven! In looking at homes, we see we may get one included in the deal. Haha. Have never felt a need for one. I wouldn’t want too big of a house, if we do decide to buy a home. We saw one that is 1866 square feet, and I think that is perfect. I like value in clothing, preferably low prices, but will spend more on rare occasions. I bought some excellent cookware many years ago, and only need to purchase new non-stick pans from time to time. Good cookware is an investment, if cooking is something you do all the time. We don’t have to save for education or Christmas, as those are either not relevant or our involvement is minimal.

With all these things that we don’t spend on save for, we can save for the things we really want and also have what we really want in the meantime

By: Jeff @ Sustainable Life Blog

Jeff @ Sustainable Life Blog — Mon, 18 Oct 2010 20:36:13 +0000

I’m not saving money for a new car, a video game system/tv/computer (although I think my computers going to crap out soon-ish)
spa days
clothing
Or basically anything that I dont already have. I am saving for a house, but I don’t own one currently.

By: Everyday Tips

Everyday Tips — Mon, 18 Oct 2010 20:26:19 +0000

I am not saving for:
jewelry
shoes
fancy haircuts/manicures
purses
bigger house
second house
expensive car

I am a utilitarian kind of gal. I just need the basics and I am all set!