Comments on: All The Money I’ve Earned (and Spent) In My Lifetime

By: Jennifer

Jennifer — Wed, 14 Mar 2018 22:05:19 +0000

Hi Jacob (hoping you’ll respond lol). I am a 25 year-old female who is currently battling bouts of depression because I too, spent my inheritance of 100k in about 2 years with little to show for it. I read your reply to a comment saying “don’t get depressed, get motivated”. Did you at any point get discouraged about your future? And if so, do you have any tips on getting past it? I know what’s done in the past can not be changed but I’m not looking to the future very brightly.

By: Dividend Family Guy

Dividend Family Guy — Mon, 20 Jun 2016 17:45:37 +0000

I am just like you Jacob. Had I saved and lived within my means I would be a wealthy man today. Sure I have been tracking things since I got out of college but when you don’t pay yourself fist you end up with not much. Now I have learned that lesson and am passing it onto my kids.
Keep rockin,
DFG

By: J. Money

J. Money — Mon, 20 Jan 2014 19:58:55 +0000

In reply to Franklin B. Wowwww that's AWESOME that you've been tracking it for so long though! It makes my 6 years look like a baby! ;)

By: Franklin B

Franklin B — Mon, 20 Jan 2014 01:51:44 +0000

I started a detailed budget program in 1998 as tool to reach a couple of goals. For 16 years, I tracked every dollar that passed through my hands for a family of 4.
Why 1998? That was the year I read “Your Money or Your Life”. It’s when I officially took control of the spending side of my finances at age 37.

I wouldn’t believe it if I didn’t have the excel sheets and details from my budgets for my expense tracking.
$1,454,370 (that’s right $1.45Million)

This is the expense side of our cash flow and defined as household operating expenses. It also includes capital expenditures including car purchases and home improvements.
It does not include 7 years of college expenses which resides on separate ledger. (I have those figures if anyone is interested.)

By: J. Money

J. Money — Wed, 15 Jan 2014 03:29:35 +0000

In reply to theFIREstarter. Haha... that's awesome. Good one :)

By: theFIREstarter

theFIREstarter — Tue, 14 Jan 2014 20:12:46 +0000

Hey Jacob, great article!

So good in fact it inspired me to tot up how much I’ve wasted over my life on… getting wasted.
Here is the link to the article, hope you don’t mind me posting:

http://thefirestarter.co.uk/much-wasting-getting-wasted/

Cheers!

By: Anne @ Unique Gifter

Anne @ Unique Gifter — Mon, 06 Jan 2014 13:10:57 +0000

Hmmm, it’s a bummer to look back and wish you’d done things differently. Alas, life shall go on! It’s good to know that saving half your income has such a sweet return :-). We’re currently saving a bit more than that and I love it.
Nice post, Jacob.

By: Jacob

Jacob — Sun, 05 Jan 2014 21:50:05 +0000

In reply to Tahnya Kristina. That would be another fun exercise, one I've thought about doing. But I don't really want to. I have paid a LOT of interest on my mortgage, unfortunately. :\

By: Jacob

Jacob — Sun, 05 Jan 2014 21:47:19 +0000

In reply to Laurie @thefrugalfarmer. The best time to start on a budget is today, as I always say. Much better than never :)

By: Jacob

Jacob — Sun, 05 Jan 2014 21:46:44 +0000

In reply to Kirby @ TheSimpleMoneyBlog. It's great to look at trends. It was a fun exercise to do, I suggest everyone give it a shot. And then do it again in 10 years and see how much better it looks :)