Comments on: The “Sticky Note” Way of Budgeting

By: J. Money

J. Money — Mon, 26 Nov 2012 15:31:26 +0000

Glad you found it interesting :) There’s all kinds of good ways to do this stuff, eh?

By: JM @ NJFCU

JM @ NJFCU — Mon, 26 Nov 2012 14:25:46 +0000

This really is interestingly simple. For sure, anyone can have a try at this approach but then again, it depends on how well you know yourself as well as what your current situation is. If you’re single without that much financial obligations, and have the tendency to overspend, I believe this method of sticking notes is a simple first attempt to practice budgeting. Thanks for including your other methods too, J. Cheers!

By: J. Money

J. Money — Wed, 21 Nov 2012 19:34:27 +0000

@Cat – Haha… I didn’t know you liked spreadsheets that much! You get cooler by the comment ;)
@Finanical Black Sheep – I had to curb my own spreadsheet touches too as it got a little insane ;) Now only twice a month – I’m on a record!
@Edward Antrobus – True true, that certainly helps.

By: Edward Antrobus

Edward Antrobus — Tue, 20 Nov 2012 05:12:03 +0000

Budget? Nah, I just track cash flow and net worth. That tells me if I’m going in the right direction.

By: Finanical Black Sheep

Finanical Black Sheep — Tue, 20 Nov 2012 02:59:12 +0000

I am with K.K. as I love Excel spreadsheets all the way… to the bank! HA! I have way too much fun with my spreadsheet and figuring out where my savings will go, that I had to limit the amount of times I update it. I used to EVERY day, but now I am only allotted 2-4 times a month, depending on if there is a huge emergency (like hospital) or not. I got mine directly from Microsoft and then tweaked it every day for about 2 years lol. It makes life so much easier now that I have it just right. :D

By: Cat

Cat — Mon, 19 Nov 2012 22:59:38 +0000

@JMoney, Thanks for the shout out, I’m glad you liked my original comment.

I have to agree with all the comments that doing something is always better than doing nothing. I also have to say that I am a HUGE fan of spreadsheets- I have one for every workout I do tracking distance, time, pace, additional exercises, calories, etc as well as one for every horse I ride and what we worked on during our ride. I love having goals and keeping track of things, but for money, its easier for me to take a super simple approach, like I described.

Cheers,
Cat

By: J. Money

J. Money — Mon, 19 Nov 2012 22:57:49 +0000

@Rohit @The Money Mail – You know it! All you gotta do is get *started*!
@Lance @ Money Life and More – The “most populuar budgets” DO suck ;) Great way to think of it like that in your post…
@Catherine – Cool to hear! I’m glad you found a way that works :)
@Stephanie – I believe you’re the only person I know that still balances a check book too ;)
@Greg@ClubThrifty – Oh hell yeah it! I was hooked when I stated seeing it GROW every month rather than stay stagnant or worse, decline! I’d thought for years it was growing and I was doing a-okay, but it wasn’t until I started tracking it and comparing that I knew I was in trouble ;) And it’s been on the up and up ever since
@Budget & the Beach – That does help :) I think I’d put “always tweaking” as my main priority though cuz life rarely stays the same!
@savvyfinanciallatina – That’s half the battle right there!
@Mandy @MoneyMasterMom – Yeah, no more boring-ness. There’s enough of that out there ;)
@Angella – Haha, nice… Is it bad that that kinda turns me one? :)
@Holly@ClubThrifty – Another perk of pen and paper? You can never lose ’em in a computer crash! :)
@Carol in Mpls – I’ve never even heard of it myself, but hopefully others chime in who have and share :)
@Crystal – Hooray! And I can tell you that the founder of it (Jesse) is an INCREDIBLE human being too. I met him at this year’s financial blogging conference and we really hit it off. Great overall guy – I’m glad his baby is helping you! :)
@MakinSense Babe – That would be too much sexiness to handle :)
@K.K. @ Living Debt Free Rocks! – FuN?? With money? Blasphemy!

By: K.K. @ Living Debt Free Rocks!

K.K. @ Living Debt Free Rocks! — Mon, 19 Nov 2012 21:36:23 +0000

Doing something is absolutely doing better than nothing! I am an excel gal with formulas and the whole bit when it comes to my spending and savings plans. But it works for me and it makes managing my money easier and dare I say fun? ;)

By: MakinSense Babe

MakinSense Babe — Mon, 19 Nov 2012 19:55:38 +0000

Love “Don’t Be Boring!”
I need one of those notes…..done.
Maybe I’ll get a mohawk.

By: Crystal

Crystal — Mon, 19 Nov 2012 19:44:01 +0000

I agree that as long as you’re doing SOMETHING, that’s all that matters. I used to be terrible with my money and am now suffering from it (I used to earn $75K a year when I was younger and single and didn’t save any of it) because I’m a SAHM with only hubby working and we struggle to make ends meet. We use YNAB and it has completely changed how we manage our finances. We keep it simple, have categories, set our budget for that month or pay period, and stick to it as best as we can. Yay for budgets. I love budgeting!