Comments on: Spent $100 in 20 Minutes Yesterday.

By: J. Money

J. Money — Fri, 26 Nov 2010 18:12:04 +0000

haha yup! in washington DC area so def. familiar w/ those costs ;)

By: Kim

Kim — Wed, 24 Nov 2010 15:38:03 +0000

I don’t know where you are in the country, but $100 for 2 items in a mall that could easily have cost you double ($70 jeans at Gap, $120 shoes at Foot Locker) – not bad! It shows that you thought about it even though it was a splurge.

By: J. Money

J. Money — Tue, 16 Nov 2010 15:12:30 +0000

@Kevin @ Thousandaire.com – Ooooh I’m SO stealing that quote ;)
@Monique – Hey now, who said I slipped up ;) It’s still within my clothing budget! I just went through most of it in one hour, haha…
@Philip – Do you want to borrow one of my 12 pairs? haha…
@Jessica07 – Haha, I like that. Very true too – just KNOWING you can buy something makes me feel a helluva lot better.
@Briana @ GBR – Thank you kindly ;)
@Molly On Money – Woah, $140 is no joke! Thanks for making me feel better ;)
@Nick – That’s a GREAT idea! Parting money to SPEND over SAVE…hmm… i’m writing that down to write about later, thanks!
@Donna Freedman – That’s what Love Drop is for ;)
@Brucebucks – Thanks! Although so far they look much better than they feel… grrrr
@Jaime – Thanks! :)

By: Jaime

Jaime — Tue, 16 Nov 2010 08:08:41 +0000

You have style :)

By: Brucebucks

Brucebucks — Tue, 16 Nov 2010 04:30:24 +0000

I personally like the new kicks. Those are sweet. I agree that Budgets give you confidence! A budget puts you in control of your money, and you can now determine where it goes. Thanks for the reminder.

By: Donna Freedman

Donna Freedman — Tue, 16 Nov 2010 01:48:59 +0000

Next time you feel like that, buy something for ME. That way it’s a gift and a kindness and it doesn’t count. :-)

By: Nick

Nick — Tue, 16 Nov 2010 00:36:04 +0000

Totally agree. I budget to spend less than my take home (the rest goes to savings directly so I never see it). I also budget an additional amount for savings. That way I can “spend the heck” out of the rest of the money and still be right on track. So I try to look at my budget as an amount “to spend” rather than telling me “not to spend.” Sometimes I still end up with money left over at the end of the month and that’s fine. Other times I’m right at the edge and feel like I had a good (and enjoyable) month!

By: Molly On Money

Molly On Money — Mon, 15 Nov 2010 21:23:44 +0000

I learned my lesson last week. I’m not buying any clothes for one year (don’t ask- my husband convinced me it was a good idea in a moment of weakness). I do need running shoes though! I purchased a pair a bit different from my regular wonderful amazing shoes (a mere $140) that make me float because they were ‘only’ $100. I ran 1 mile and my feet were going numb. I returned them promptly and got the $140 pair. And yes, I am back to floating while I run!

By: Briana @ GBR

Briana @ GBR — Mon, 15 Nov 2010 19:02:35 +0000

Sometimes you just have to splurge a little! No harm in that, as long as the rest of your finances are in order. Good finds/buys!

By: Jessica07

Jessica07 — Mon, 15 Nov 2010 17:52:49 +0000

I think your right about how allowing yourself to spend really makes budgeting easier. For me, it seems like if I know I can, it takes the want away from a lot of different items. If I know I’ll allow myself the same amount to spend next week, I’m quicker to pass it up, knowing if I still want it, I can get it next time. Otherwise, it’s like a binge-eater who’s starved themselves for three weeks. Once you finally decide to eat, you’re naturally going to gorge yourself.