Congrats! Just keep in mind the markets fluctuate like crazy though (as evidence of this week – having the biggest drop in a start of the year ever!) so it’s more of a long term thing than short term. Like, 5, 10, 20, 40 years :) So I’m glad you’re seeing a nice jump here, but don’t be too discouraged when future quarters are down. Which they will most definitely be. But the nice thing is that you now have an extra pair of eyes on your account to help you weather the storms :)

I just got my quarterly results and for the first time my account is up. Last quarter it was down over 8% this quarter up over 6%. Thanks for the tip and free hook up.

Hey Pam – it usually takes a few days for them (Smart401k) to review and get back to you fyi :) As for losing $$ in the markets lately, you’re not alone – we’re all losing more or less these days. Just the way the markets go. It’s possible that you’re also not invested in the right funds for your goals too, but try to not let it discourage you. The $$$ is for the long haul and the beauty of it going down right now is that you can scoop up more for cheap each paycheck! So hang in there :)

Jeez…..

I wish they would set up those calls *after* helping people figure out their 401k stuff first – I’m going to shoot them a note to ask. The service they’re providing here – Smart401k – for free should be all handled first. Then if people like what they’re about and want additional help w/ outside investments, great! If not, also great. I feel like all the calls are confusing people… I’m sorry about that.

Target dates could be good just depending on what the other options are and your goals/etc. Let me know if you end up trying Smart401k out, and what they recommend in comparison :)