glad you’re enjoying the site! I haven’t blogged about the market crash specifically, I just know it’ll come and at that point we all gotta be prepared :) we don’t do many case studies on the site, but if you wanna share it in our forums I’m sure people will chime in with thoughts?

http://forums.rockstarfinance.com/

Traditional… I didn’t even know you could have a Roth SEP? Haha… awesome.

But I’m glad you’re always mentally prepared for a market crash. As I tell friends and family, the p/e ratio of the market right now is nuts. Companies are returning about 2-3% of their capital in returns right now, which is super low. Honestly I’m not sure if the market will correct itself for awhile. Everyone is told to pump their money into the S&P500, which means they aren’t looking at metrics like p/e while investing. The only criteria is “big”. If something comes along and causes people to divest in their 401ks, like job shortages or housing market crashes or something, then we might start to see a dip and a panic as a result.

Thanks for the kind words, Mark :)

Hope to see you back soon! Definitely subscribing to your site as well. As J mentioned, you do pair nicely as one of you has hit your early retirement goal and the other is on the way.

I have nooooooooo idea what an IPS is, but as of now I still plan on sticking 100% into the total index fund w/ VTSAX regardless of what the market does. Then maybe in a decade (or two?) as I get older, diversifying more and picking up bond and/or international indexes as well.

I do like a lot of the 3-fund portfolio options people do with Vanguard indexes, just right now trying to be as aggressive as possible since I don’t plan on touch it for many years to come.

I hear ya man – the circle of life/money!

Very much looking forward to shaking your hand this month – you’re one of the top people I want to meet in person :)