Comments on: Our New Money Management System!

By: J. Money

J. Money — Mon, 03 Sep 2012 12:17:12 +0000

Thanks, you totally should – my brain has been so much clearer the past few weeks :)

By: Smart Money Manager

Smart Money Manager — Sun, 02 Sep 2012 14:32:14 +0000

It must a been a tough job but you pulled it off . Congrats!

Might try some of these steps too…

By: J. Money

J. Money — Wed, 15 Aug 2012 14:19:46 +0000

Thanks girl – it’s def. been worth it so far :) My brain feels lighter already!

By: Jen @ Master the Art of Saving

Jen @ Master the Art of Saving — Tue, 14 Aug 2012 21:08:03 +0000

I’ve been planning to do a big overhaul and evaluation, but kept putting it off. Maybe I’ll finally get around to it a couple of months after we get into our first house. I know things are going to be crazy for a while, but they should settle down soon.

Great job getting $hit done, I’m sure you feel loads better. :-)

By: J. Money

J. Money — Tue, 14 Aug 2012 14:17:29 +0000

@Money After Graduation – Wow, one account is pretty minimal! Not sure I’m ready for that yet, but I admire you for it :)

A TFSA would be a great addition as well.
@My Money Design – Yup! Exactly what we’re going for here – glad you figured out how to do it smoothly too :)
@Donnie Lawson – THAT’S WHAT I DO!!! I use a money clip and it’s one of the best things I’ve started doing :) 7 years now and going strong, haha… you can fit a lot in them too, here’s what’s in mine: eliteedgemoney.com/2011/07/whats-in-your-wallet-purs/
@misterstress – Hey, whatever works! If you’re rockin’ it like that and things are going smoothly, keep running with it :)
@SavvyFinancialLatina – Haha, I did the same thing. ING is great for a lot of things, but only if you put in the time to use it :) I eventually had to close mine out cuz it was just lingering…
@Call Me What You Want Even Cheap – Perfect! Lots of fun changes your way, congrats :)
@Jacob @ iheartbudgets – Yup, great idea. That was at the top of our list too with all this condensing and streamlining – making sure the wife had access to 100% of it just in case. And now tha she does it’s another small weight lifted off my shoulders :) I highly recommend it!
@Kelsey – YAY!!!! FUN!!!! OMG you’re gonna feel a ton better when it’s done too, I’m excited for you :) Nerds unite!
@Edward Antrobus – Haha… well there always has to be *something* ;)
@LB – Hey, I don’t blame you! If I had equal experiences with them I’d dip out too. No point in giving a company business that you’re not confident in! Even IF it’s USAA :) They’re certainly not perfect.

By: LB

LB — Tue, 14 Aug 2012 13:09:59 +0000

J. I feel bad, but USAA is a dead account to me. I haven’t switch house insurance or anything else over, because I don’t see the point after all the hassle. I use it to pay one bill and transferred my 401k into an IRA account and that is it. Maybe if I let it lie and concentrate on school I will forget their bad and start looking for the good. It’s really hard to do when they couldn’t even get me my debit cards!

By: Edward Antrobus

Edward Antrobus — Tue, 14 Aug 2012 02:14:13 +0000

A couple years back, I set up a personal checking account to pay my debts. One of the companies isn’t very consistent on what day they take out their pound of flesh and it was driving my wife crazy. That was pretty much the only big shakeup we’ve had since combining finances when we first got married.

By: Kelsey

Kelsey — Tue, 14 Aug 2012 00:57:09 +0000

Now! My fiancé and I are buying a condo together and I’ve realized that trying to maintain 4 checking accounts and 2 savings accounts is a lot of work.. And a lot of transferring to follow. I manage all of the money together, and we’re getting married. It’s just a lot simpler to just manage our money together now that virtually all of our expenses are managed together as well. Once we close on our condo, I’m going on an account closing spree and shutting down every account that is no longer used or doesn’t provide some sort of financial or convenient benefit.

By: Jacob @ iheartbudgets

Jacob @ iheartbudgets — Mon, 13 Aug 2012 22:57:43 +0000

Nice work! Sometimes it gets a bit too complicated and definitely doesn’t need to be. And I’m the KING of complicated budgeting! But I have found that streamlining can help put my wife and ease, and since she handles most of the spending, this actually helps us stick our budget better.

We’ve been combined since we got married because it was easier that way, and it’s worked great for us ever since. The one thing I need to work on now is getting her more involved in case I can’t do it for some reason (like death).

By: Call Me What You Want Even Cheap

Call Me What You Want Even Cheap — Mon, 13 Aug 2012 22:55:20 +0000

You’re reminding me of what I am going to have to do in a few weeks. I am getting married next weekend and we were just talking about which accounts we’re going to close to bring it all together. I have a line of credit that I haven’t used since 2009. I am surprised it’s still open. I’ll be closing that account in a couple of weeks.