Comments on: It’s Just a Monthly Payment!

By: J. Money

J. Money — Tue, 26 Apr 2016 14:39:08 +0000

In reply to AJ.

Oh wow – good on your husband for having that Mini Cooper paid off in full too! It’s like getting PAID to save every month now with an upfront cash bonus, haha…

By: AJ

AJ — Mon, 25 Apr 2016 23:28:11 +0000

In March 2011 I sold my 3 year old SUV so that I could trade down and get a 7 year old Honda Accord. My dad and brother thought it was a stupid mistake. My dad finally jumped on board when I told him I’d be saving $360 a month with the Accord. My Accord is now 12 years old, has 199,500 miles and I enjoy driving her every day! Hell…she even has heated leather seats, a moon roof and a 6 disc CD player! My SUV didn’t even have those features! This past August my hubby jumped on board and he sold his paid for Mini Cooper. He’s been biking to work the majority of the time but this weekend he just paid $800 cash for a 2001 Honda Civic. Crazy people can keep their car payments! We’ll keep paying cash and driving “beaters”.

By: J. Money

J. Money — Mon, 25 Apr 2016 10:57:46 +0000

In reply to Your Free Cash Flow.

And not only with vehicles either! We as a society do this with everything as time goes on – upgrading homes, tvs, vacations, “treats” – you name it… In theory we should all be saving a TON since we keep earning more throughout our career, but it only seems to help people *spend* more :( “Lifestyle Inflation” as they call it.

By: Your Free Cash Flow

Your Free Cash Flow — Mon, 25 Apr 2016 04:08:24 +0000

Like your beater photo and story! I once drove a rough car, though it taught me a bunch of things, especially regarding cars as consumption habits. Once you start, you naturally get higher priced vehicles one after another. Best to start at 5 grand initially!

By: J. Money

J. Money — Sun, 24 Apr 2016 14:18:50 +0000

In reply to Christine @ThePursuitofGreen. Haha... the old me would have been drooling ALL OVER that. Probably cuz I listen to too much rap :)

By: J. Money

J. Money — Sun, 24 Apr 2016 14:17:47 +0000

In reply to Kevin. Well that's good! At least you have a plan you're working on!

By: J. Money

J. Money — Sun, 24 Apr 2016 14:17:08 +0000

In reply to Latoya @ Femme Frugality. Awwww.... I hope you're able to pull it off!

By: Christine @ThePursuitofGreen

Christine @ThePursuitofGreen — Sat, 23 Apr 2016 06:40:46 +0000

Gotta love my ten yr old corolla. Still going:P Also still looking pretty good minus a few car door dings. Bumper is all fixed up cause someone backed right into it and paid for it to get spiffied.

Fun note. Saw a tv commercial for a Cadillac Escalade the other day. Only $799 per month to lease. What a steal!

By: Kevin

Kevin — Sat, 23 Apr 2016 01:48:45 +0000

A 2013 Chevy Silverado…. that I still owe 20,000+ on….
It hurts…
But the plan is to have it gone by the end of the year when I can make money off of it. Then I get my paid for beater and live a happier.. more environmental friendly life

-KB

By: Latoya @ Femme Frugality

Latoya @ Femme Frugality — Fri, 22 Apr 2016 11:19:04 +0000

I had a Chevy Impala which I still love to this day. Last year she became irreparably damaged and I let my husband convince me into replacing her with a 2014 Dodge Charger. Am I happy? Nope. Do I miss my 04 Chevy with no car payments? Heck yes! The car is in my husband’s name, but I am going to try persuading him to trade it in for another gently used Impala if someone is willing to take Dorian (the charger) off our hands.