Comments on: Health Insurance. Bleh.

By: J. Money

J. Money — Sun, 04 Sep 2011 20:28:52 +0000

I just might have! Look for an update on it shortly ;)

By: wldflr

wldflr — Sun, 04 Sep 2011 14:48:55 +0000

So J.Money…did you finally get some health insurance?

By: J. Money

J. Money — Sat, 03 Sep 2011 16:27:06 +0000

Oh wow, I’m GLAD they saved your life!!! That is incredible – and scary, man. I pray I pick the right plans/companies! Haha… thanks for sharing :)

By: Sarah R

Sarah R — Fri, 26 Aug 2011 21:28:11 +0000

1) I’m in CA and have Kaiser Permanente.
2) LOVE them because 1) they saved my life when other doctors at several specialty (i.e., fancy, more expensive) clinics missed diagnosing–or even simply TESTING me–for seven years even though I tried to get help. 2) it’s all in one place, so it is sooooooooo much easier. And your primary care doc manages your care. Oh, and free (and awesome) online services so I don’t even have to go in for minor stuff. Just email my doc and move on. Was so nervous cuz my bro had Kaiser in the ’80s and it was NOT good. But they’ve come a long way baby. The only caveat is that you may have to change your doc once or twice til you get one you really like. But that’s no biggie, in my opinion, cuz you often have to do that in the real world too–but when you do it at Kaiser, the new doc has your whole medical history there on the computer. Um, is it clear I’m happy with them? lol.
3) I get my insur thru my employer. Sorry.
4) Here’s the thing about cost… it completely depends on what plan you sign up for. And with what insurer. Could be anywhere from $250 (for a really high-deduc) to $500 for a fully covered plan. So… you basically have to pick the response you like the most b’c no one will be “right.”

By: Jerry

Jerry — Fri, 26 Aug 2011 21:13:00 +0000

This is the eternal problem for the self-employed – finding the right health insurance. But asking around usually leads to finding the right one.

By: J. Money

J. Money — Thu, 25 Aug 2011 01:01:28 +0000

@Heather – I know, I miss TriCare!! We had it too back in the day. Dad was in the Marines – Hoo-Rah!
@Paula @ AffordAnything.org – HAH! Funny you should mention that, I just signed up as an affiliate before I clicked over to their site ;) So now, I can do it too – woo! And save money for myself even, haha…

By: Paula @ AffordAnything.org

Paula @ AffordAnything.org — Wed, 24 Aug 2011 20:21:24 +0000

oh yeah — and I see a bunch of people in the comments are recommending ehealthinsurance.com … if you do go through them, click on a PF blogger’s affiliate link to share the love! I’ll post one on my site in the coming weeks when I’m not so lazy (I’m about to go on vacation for 2 weeks, baby!), and PT Money already has a link set up on his site.

By: Paula @ AffordAnything.org

Paula @ AffordAnything.org — Wed, 24 Aug 2011 20:18:54 +0000

I’m self-employed and I get high-deductible HSA-compatible insurance through a company called Celtic, though they just raised my premium so I might shop around a bit more. Humana and Kaiser also offer decent deals.

By: Heather

Heather — Tue, 23 Aug 2011 18:40:24 +0000

My husband is in the military, so we get free health care (TriCare). I love it, but it does suck sometimes. You have to make your appointments to see your Primary Care Physician at least a week in advance. Of course, the one time I had pink eye and needed to see someone immediately they fit me in that day. But Active Duty military always takes priority so even if you schedule an appointment at 8:30am, if they are behind in appointments, they always take the active duty service members first. However, getting free health care and prescriptions sure beats the alternative of co-pays and expensive medicine.

By: J. Money

J. Money — Tue, 23 Aug 2011 17:16:49 +0000

@Basil Siddiqui – Yeah, I’m very impressed with them so far!
@wldflr – Oh nice! Glad to see the LLC route working for another person :) I don’t think it’s gonna be good for us yet, but we’ll see what happens once my application gets approved or not (scary!!). I’ll count your vote in too, you may or may not be the closest so far ;)