@Brian – Nice! Look at you workin’ it like that. Man, Abu Dhabi would be awesome to check out. If you need someone to carry your bags, let me know ;) All I need is an excuse to go out there!
@ImpulseSave – Oh cool! I love it when you can use your cards’ points for Amazon – makes it soooo easy! Esp. sinc most of use hit it up so frequently these days… only thing I hate about Discover is it’s not accepted everywhere :( But I guess it’s the same thing w/ my Amex. Pros and cons, eh?
@Ernest S. – Yeah, that’s bad ass too. Total ease of mind! I’ll have to research that one more and add it to the list. Someone else the other day brought that one up too, thx for the heads up.
@Squeezer @Personal Finance Success – Sallie Mae has a card? Hah! I bet there’s a ton of cards out there we haven’t even heard of before. Really interesting just peering in your all’s wallets :)
@Kevin – You know yourself well sir, that’s great :) People tend to get in trouble when they start signing up to a new card every week for the perks and then end up with way too many to keep track of – so good job. Big fan of Navy Federal too – though they are 2nd to my beloved USAA ;)
@Marianne – And that’s the beauty of it all! It IS Free money if used smoothly like that! I’ll go and check out your post after adding this up – thanks, friend :)
@Slackerjo – Wowwwwww see that! People are making their companies look bad when they don’t even mean to – crazy… but just goes to show you gotta be a respectable human at all levels to not dick people/companies over! And it sucks for Amex too cuz they really are a bad ass company. At least in my experience so far.
@Melissa @ Little House in the Valley – Woot Woot! Not a bad plan at all either, I hope you rock it! :)
@TJ – Yeah, for sure. It really does depend on WHAT you’re going for, and what offers are available for you at the time. For example my business Amex card rarely gets used, so I just picked one that had no fee every year and had *some* sort of perk built in. But I knew I wouldn’t get much out of it anyways, so for ME – had their been some $200 cash back or something awesome – I totally would have jumped at it cuz it would pretty much be the only thing I’d get out of it, haha… but yeah – for the most part it’s better to go for a card you can get rewarded for on a continual basis than just a 1-time up front bonus. Good reminder.
@Wayne @ Young Family Finance – Yup! And it makes things even harder when there’s about a billion other credit cards out there to choose from too – sometimes that analysis paralysis comes in and just gets you to freeze up… so once you make up your minds on which way you guys wanna go, def. good to just jump on something you’re 80% sure is good and be happy with it. It’s rare you get that card that’s 100% perfect no matter which way you go.
@Edward Antrobus – Oh yeah – I always forget you need a card for rentals, etc. And using a debit one SUCKS for that cuz they pull that $200-$300 deposit right out of your account unlike a credit card where you don’t notice the $$ :( Another great perk of using credit cards!
@Stephen Harris – Wowwww that’s awesome! I didn’t know they did that! I’ll most def. check it out, thanks man :) Though unfort. I only use my Amex for biz. expenses which usually doesn’t include “everyday” stuff (unless you count Go Daddy “normal” haha…)
@Sense – HAH! “credit card tango” – I like that :) And you’re totally right about that Preferred card too – I’ve heard it’s totally awesome (and different) than all other cards out there! Kinda like that “black card” I bet – makes you all super fancy pants when you whip it out, haha… nice job on getting those free trips back home though using your tango – that’s pretty sweet.
@Michelle – Haha – double whammy! If you do though, you only have 1 more day left cuz I heard that deal goes away on this up and coming Tuesday, April 3rd!

Other than that, I love my Capital One Rewards card. No foreign transaction fees, and $0 annual fee, plus 1% cash back. It’s my stable, steady, FREE credit-building card. :)

PS Check out the American Express Twitter page. If you link your card, you can get some nice little cash back options. So far got back $5 on a $5 purchase at McDonald’s and $10 back on a $10 purchase at Best Buy. Going today for the $20 back on a $75 Whole Foods purchase ( and we get the 6% cash back to boot)

Right now, we only have the starter Captiol One card. We use it for occasional purchases, but mostly to have a credit card when renting a car when visiting family.

It really depends what categories people spend the most in – for me as a single dude who eats out alot as well as amazon, that means Citi Forward gets a lot of usage (I can barely read the numbers anymore – they are so faded) –

I don’t think there’s a “best” card that can be targeted at everyone unless some credit card company goes bonkers in offering a huge % off every purchase indefinitely.