yup! net worths are really ONLY for us. some whackjobs just like sharing it with the world for some reason ;)

Glad to hear it Jackie!

I love net worth stuff A LOT so it’s super fun to track everyone else’s too :) And it’s fascinating how different they all are too, even outside of the #’s. We all seem to have our own thoughts on what Net Worth should include, so it’s cool to see the other perspectives.

It is motivating to finally see your net worth in writing…even if you’re like me and not quite ready to publish it for the rest of the world to see.

Kayla, I have to agree 100% with J$. Every year up until 2014 at tax time my wife and I would look at how much we made and shake our heads because we had no idea where the money had gone. This was a significant amount of money and something had to be done. By keeping track of everything you know exactly where everything goes, and if you are able to make up a bit of a budget you know exactly how much of your cash can go to spending it on fun stuff. Like J said, there will be months where it goes up and some months where it goes down (I just got out of two consecutive losses) but at least you know.

Not “seeing” your net worth, being positive or negative, will hurt you in the long run. You don’t have to display it to the public, just keep it to yourself and keep yourself accountable for what is happening to it.

Yeah, you’re probably right on that one, but I’m hardcore about indexing right now so won’t switch just to get more dividends :) Perhaps in my new non-retirement account I’ll be opening up soon though?

Let me know what you think if you end up trying it out :)

Yea, Personal Capital doesn’t list one of my student loan lenders and that’s where a LOT of my debt comes from so that’s a no-go.

I’ve heard of YNAB but don’t use it. Maybe I’ll look into trying out their demo. I’m really looking for a more robust tool for tacking rather than budgeting. Thanks for the link!