Comments on: Why Credit Cards Are Like One Night Stands

By: J. Money

J. Money — Thu, 10 Nov 2011 05:01:08 +0000

Haha, it’s also like Diet Coke :)

By: StackingCash

StackingCash — Wed, 09 Nov 2011 17:02:52 +0000

Credit cards are like crack cocaine. People use crack to get a high, just like people use shopping to get a high. Most people lack the discipline to pay off a credit card monthly to avoid interest charges.

By: Martin

Martin — Wed, 09 Nov 2011 04:30:01 +0000

@Darcy we need a credit card condom!
@Jenna thanks for the insightful comment…
@ J$ anytime my friend. Next year my goal is to hit up as many blogging events as possible. I need to be more social like you.

By: J. Money

J. Money — Tue, 08 Nov 2011 23:07:21 +0000

Hahahaha…. these are great, guys! Freakin’ crack me up :)

Thanks so much Martin for guest posting for me – you saved me some good time and sanity while I was away at BlogWorld this week. Good lookin’ out!

By: Jenna, Adaptu Community Manager

Jenna, Adaptu Community Manager — Tue, 08 Nov 2011 22:45:21 +0000

Thanks for the insightful comparison.

By: Darcy

Darcy — Tue, 08 Nov 2011 17:16:16 +0000

Great comparison!

I’m pretty sure I heard credit cards can cause Syphilis and sadly there is no Credit Card Condom.

By: Martin

Martin — Tue, 08 Nov 2011 16:21:20 +0000

@SAT So true. You need to keep your promises or nobody will trust you.
@PKamp3 LOL! The walk of shame is like the minimum payment. Good one.
@MSS That’s the worst when people don’t remember where their money went. Who’s supposed to remember?
@Stephanie No more sex talk! My gf has been sending me naughty messages all day lol.
@ WHB Yes the goal is to have a mutually beneficial relationship. Very few of us get to accomplish this with our credit cards.

By: Well Heeled Blog

Well Heeled Blog — Tue, 08 Nov 2011 15:40:54 +0000

Stephanie said it better than I can! I always think of my credit card relationships as meaningful and mutually advantageous (and forgiving of small mistakes). I pay off my balances every month and the credit card companies reward my usage with points and miles. When I do slip up and pay the bill a day or two late because of forgetfulness, I call and they remove the charges. It’s not a PERFECT relationship, but I think it’s a very beneficial one – for both sides. That’s because we both understand how we want the relationship to proceed and we both upload our end of the bargain.

By: Stephanie

Stephanie — Tue, 08 Nov 2011 15:36:13 +0000

I’d actually expand that metaphor and compare credit cards to sex in general. If you don’t use them responsibly, if you go on a big spending binge without thinking about the consequences, they can make you feel like crap afterwards, and even have a long-lasting negative impact on your life… but if you DO use them responsibly, you get to reap all kinds of rewards! You can boost your credit score, get cash back or gift cards or a free flight somewhere… Or in the case of sex, you can end up with a stronger, more intimate relationship with someone you love. In both cases – credit cards and sex – you’re not dealing with something that is inherently moral or immoral. It’s all about how you use it. It can mess up your life, or it can improve your life – it’s all about whether you have the good judgment and self-discipline to make sure it’s the latter. :-)

By: MySavingSytle

MySavingSytle — Tue, 08 Nov 2011 14:01:17 +0000

That post reminded me of my ex. His credit card statement was full of things that he didn’t even remember purchasing! I totally felt cheated on.